We like getting questions and it was asked if we could talk a bit about the process to approve a lease. So, breaking that down to (a) Muni – Large and Small; (b) App[lication] Only commercial; (c) Full Package Commercial; and, (d) Structured Transactions, let’s start with the Muni or MUSH market – Municipal, University, School […]
If You’re Not Moving… You’re Standing Still
I can think of a few things I don’t like: Going to the dentist, bad sushi, and moving! I moved this past month and while things have settled down a bit, it was no fun. Dealing with the service providers we use for things like the Internet and phone were dismal experiences and some of our suppliers – […]
The Price of Inaction
We are all guilty of indulging in the comfort of “the same old thing”. We drive the same route to the office, drink our coffee the same way – a Bialetti and vanilla milk for me, and use the same “tried andtrue” techniques in running our businesses. However, are they really tried and true or […]
What is stagflation and why should you care?
John Maynard Keynes gave us the definition of inflation for the modern era adding a few causes and cures. One cure is printing enough money to create growth and jobs to promote economic growth. Well, we have printed money! In 2020 alone we poured some $5 Trillion into the economy or enough money to lay $100 bills end to […]
Deducting Equipment Costs in 2022: Section 179 & Bonus Depreciation
What are Section 179 & Bonus Depreciation, who do these deductions apply to and why do they matter to your company?
Inflation: The Facts
The “pink paper” – The Financial Times – recently took up the question of inflation and in doing so, Stefan Legge, PhD at the University of St Gallen dug up a lovely quote from no less than Adam Smith in an auspicious 1776: “When national debts have once been accumulated to a certain degree, there […]
Case Study: HVAC Leasing
Saulsbury Hill Financial has built a long-standing vendor relationship with a multi-billion dollar company, with over eighty (80) operating companies in 170 locations in the HVAC – Heating, Ventilating, and Air Conditioning – business. Our focus is on providing customer financing for their sales. We were introduced to a salesman at one of this vendor’s […]
Energy Costs Impacting You
There’s so much to process this week. It can be overwhelming so let’s just look at two statistics and their impact to you: From 1/3/22 to 2/23/22 the benchmark 10-Year T-Bill is up over 22% making your 10 year $1 Million MUNI lease more expensive by more than $21 Thousand over a 10 year term […]
SHF 2022 & Interest Rates
Welcome to 2022! We hope there’s a great 2022 ahead for you, your family, friends and business. These will be interesting times to navigate and my crystal ball is as clear as anyone else. Every business and opportunity is unique, each community has its’ own circumstances and each technical solution is focused on an individual problem. One area […]
Saulsbury Hill Financial
Welcome to our new website! Our team of experts, lead by David J. Clamage, will be providing periodic articles on industry news, financing best practices and more. Drop us a line in the comments below about what you’d like to see show up on our blog page. Saulsbury Hill Financial has been in business since […]