History really does repeat itself – after all, we live on an enclosed social/political/ecosystem without a pipeline to another planet. That results in a finite number of things we can do and the resulting outcomes. For example, Mikhail Gorbachev was running out of money with a teetering economy and he needed to be better friends with […]
Tag: SAULSBURY HILL FINANCIAL
Should I Borrow Money Today?
If you search for “debt” at www.brainyquote.com you will find over 20 pages of suggestions including some of my favorites: Home life ceases to be free and beautiful as soon as it is founded on borrowing and debt. Henrik Ibsen – the same man that wrote “Peer Gynt” and “A Doll’s House” The United States can pay […]
Calculating Interest Rates: #2 of 4: The Muni OBJ
There are few higher profile topics in todays’ news than interest rates: We’re reminded of the tremendous global impact Paul Volcker had from 1979 thru 1987; we learn even more about the Federal Reserve and their influence on our lives since Federal Reserve Chair Powell is following that same playbook working to rein in inflation; […]
If You’re Not Moving… You’re Standing Still
I can think of a few things I don’t like: Going to the dentist, bad sushi, and moving! I moved this past month and while things have settled down a bit, it was no fun. Dealing with the service providers we use for things like the Internet and phone were dismal experiences and some of our suppliers – […]
The Price of Inaction
We are all guilty of indulging in the comfort of “the same old thing”. We drive the same route to the office, drink our coffee the same way – a Bialetti and vanilla milk for me, and use the same “tried andtrue” techniques in running our businesses. However, are they really tried and true or […]
What is stagflation and why should you care?
John Maynard Keynes gave us the definition of inflation for the modern era adding a few causes and cures. One cure is printing enough money to create growth and jobs to promote economic growth. Well, we have printed money! In 2020 alone we poured some $5 Trillion into the economy or enough money to lay $100 bills end to […]
Deducting Equipment Costs in 2022: Section 179 & Bonus Depreciation
What are Section 179 & Bonus Depreciation, who do these deductions apply to and why do they matter to your company?
Inflation: The Facts
The “pink paper” – The Financial Times – recently took up the question of inflation and in doing so, Stefan Legge, PhD at the University of St Gallen dug up a lovely quote from no less than Adam Smith in an auspicious 1776: “When national debts have once been accumulated to a certain degree, there […]
Case Study: HVAC Leasing
Saulsbury Hill Financial has built a long-standing vendor relationship with a multi-billion dollar company, with over eighty (80) operating companies in 170 locations in the HVAC – Heating, Ventilating, and Air Conditioning – business. Our focus is on providing customer financing for their sales. We were introduced to a salesman at one of this vendor’s […]
Energy Costs Impacting You
There’s so much to process this week. It can be overwhelming so let’s just look at two statistics and their impact to you: From 1/3/22 to 2/23/22 the benchmark 10-Year T-Bill is up over 22% making your 10 year $1 Million MUNI lease more expensive by more than $21 Thousand over a 10 year term […]