The Election Year Blues

George Soros once said “Markets are constantly in a state of uncertainty and flux and money is made by discounting the obvious and betting on the unexpected.” and there are few things in life more uncertain than an election.  George went to the London School of Economics, a nice pedigree and it’s widely known the wealthiest […]

How Far Down is the Bottom of the Cliff?

It’s hard to write these blogs sometimes – there so little good news except for my Denver Nuggets winning the Oscar Robertson Trophy for the first time in Denver Nuggets history!  Maybe that’s a good sign for the future ‘cuz with politicians vs. business women and men running our economy, we’re not getting any free throws. […]

What was Old is New

History really does repeat itself – after all, we live on an enclosed social/political/ecosystem without a pipeline to another planet.  That results in a finite number of things we can do and the resulting outcomes. For example, Mikhail Gorbachev was running out of money with a teetering economy and he needed to be better friends with […]

Should I Borrow Money Today?

If you search for “debt” at  www.brainyquote.com you will find over 20 pages of suggestions including some of my favorites: Home life ceases to be free and beautiful as soon as it is founded on borrowing and debt. Henrik Ibsen – the same man that wrote “Peer Gynt” and “A Doll’s House” The United States can pay […]

Calculating Interest Rates:  #2 of 4:  The Muni OBJ

There are few higher profile topics in todays’ news than interest rates: We’re reminded of the tremendous global impact Paul Volcker had from 1979 thru 1987; we learn even more about the Federal Reserve and their influence on our lives since Federal Reserve Chair Powell is following that same playbook working to rein in inflation; […]

Case Study: HVAC Leasing

Saulsbury Hill Financial has built a long-standing vendor relationship with a multi-billion dollar company, with over eighty (80) operating companies in 170 locations in the HVAC – Heating, Ventilating, and Air Conditioning – business. Our focus is on providing customer financing for their sales.  We were introduced to a salesman at one of this vendor’s […]