Interest rates continue to be in the top news items: Russia – Ukraine; North Korea; Climate Change; Politics; and, Inflation. Being an economist by education, I can even find a way to relate all of these factors to the cost of money and that would be more opinion than fact. Remember, if you line up […]
Author: David Clamage
Calculating Interest Rates: #2 of 4: The Muni OBJ
There are few higher profile topics in todays’ news than interest rates: We’re reminded of the tremendous global impact Paul Volcker had from 1979 thru 1987; we learn even more about the Federal Reserve and their influence on our lives since Federal Reserve Chair Powell is following that same playbook working to rein in inflation; […]
What to expect when trying to approve a lease
We like getting questions and it was asked if we could talk a bit about the process to approve a lease. So, breaking that down to (a) Muni – Large and Small; (b) App[lication] Only commercial; (c) Full Package Commercial; and, (d) Structured Transactions, let’s start with the Muni or MUSH market – Municipal, University, School […]
If You’re Not Moving… You’re Standing Still
I can think of a few things I don’t like: Going to the dentist, bad sushi, and moving! I moved this past month and while things have settled down a bit, it was no fun. Dealing with the service providers we use for things like the Internet and phone were dismal experiences and some of our suppliers – […]
The Price of Inaction
We are all guilty of indulging in the comfort of “the same old thing”. We drive the same route to the office, drink our coffee the same way – a Bialetti and vanilla milk for me, and use the same “tried andtrue” techniques in running our businesses. However, are they really tried and true or […]
What is stagflation and why should you care?
John Maynard Keynes gave us the definition of inflation for the modern era adding a few causes and cures. One cure is printing enough money to create growth and jobs to promote economic growth. Well, we have printed money! In 2020 alone we poured some $5 Trillion into the economy or enough money to lay $100 bills end to […]