My Denver Broncos missed by just a bit…and that miss ended their season so whether you’re an NFC or AFC fan, send snow ‘cuz we’re going skiing Super Bowl Sunday and we have no snow. Literally – Vail today is reporting 37” base today and that’s rocks and stumps vs. 55” as the 10 year average on […]
Welcome to 2026…
Happy New Year everyone! In Roman numerals, it’s MMXXVI; the FIFA World Cup returns, co-hosted by the US, Canada, and Mexico – the first time three countries have jointly hosted; it’s the 250th anniversary of American independence (the Semiquincentennial); and, you can get your kicks on Route 66 which turns 100 years old. I was asked […]
Tools for Under your Financial Tree
For those of you who live near or might be visiting us in Denver, the Blossoms of Light at the Denver Botanic Gardens is a great night out. And it reminds us about how valuable saving electricity is for our wallets! The most recent data from the U.S. Energy Information Administration shows that for all sectors – Residential, Commercial, Industrial […]
November Might Be A Real Turkey
Yup, it’s getting rough out there and folks are getting upset whether their winter wear is RED or BLUE. I am becoming a regular user of AI and find I am using ClaudeAI more and more and Claude told me today nationwide in 2024, about 20.3% of all scheduled domestic flights were delayed vs. October 2025 rates spiking at […]
What If We Get It Right?
Full disclosure – Jigar Shah and I are old friends and colleagues and I’ve had the privilege of working as a consultant for nearly a decade at Generate Capital, a brilliant creation of Jigar, Matan Friedman and Scott Jacobs. On my evening walk I listened to https://open.spotify.com/episode/3s0MatwSPXnYNxrAhdP58K?si=S2IpQPSIRF2eLV3xRWJpCw – a very good podcast from Dr. Ayana Elizabeth Johnson with […]
If The Stork Brings Babies…What Does The Economy Bring?
The stork isn’t carrying the full bag of money any more…any more than the banks are. Private Credit is growing and growing at a pace that both causes concern as we watch these largely unregulated behemoths move through the economy and excites us as they transact with higher risk tolerance and generally more creativity than traditional […]
Ya Gotta Play the Cards You’re Dealt!
While that maxim has been used hundreds of times, in 1868 the first print version said: “As in a game of cards, so in the game of life, we must play what is dealt to us, and the glory consists, not so much in winning, as in playing a poor hand well.” It’s a motto I […]
Trading Uncertainty for Reality
What is 1,116 pages long and will impact our lives for a very long time? One Big Beautiful Bill Act (H.R. 1 in the 119th Congress is that long – that’s 1,023 feet. Taller than the Eifel Tower at 984 feet, just a bit shorter than the USS Enterprise at 1,092 feet and even longer than the Titanic […]
America’s FICO Score…
…just went down – again. Yup, it’s unanimous that S&P, Fitch and now Moody’s have downgraded US debt. The effect is no different than your FICO score – your cost of borrowing goes up and you have fewer lenders willing to finance your house or car and give you a credit card and the same will happen […]
As full of spirit as the month of May
Yup, May is definitely shaping up to be full of spirit – whether it’s spirit as in a spirited set of circumstances for us all to do business or spirits as in the ghosts of economies past that may come to haunt us. Heck, maybe it’s the spirits we might need to quaff to get […]